udaanCapital — Channel Financing for Brands

Partner of Choice for 100+ Brands

Channel financing done right.

₹

No Receivables. No Risk. No Collections. More Sales.

Our lenders offer working capital to your distributors and absorb credit risk. Your brand’s sales get unblocked.

Fast Onboardings. Fast disbursals. 100% transparency.

We move at the pace of your operations. Your field teams, distributors & head-office can track applications and disbursals in real-time on our mobile and web apps.

Wide risk profile coverage. Ultra-wide geographic coverage.

We tailor our risk management to service distributors with varying profiles across 99% of India’s pincodes

Channel financing invoice verification workflow

Scale you
can bank on.

Channel finance in practice. Selected stories from the network.

See how brands and distributors keep working capital moving across the channel.

Empower your distributor network with fast, tech-enabled channel financing.

MASSIMO Batteries used faster distributor onboarding, clearer invoice visibility, and shorter payment cycles to support pan-India growth.

50%Sales volume growth

1.5×Transaction value in 3 months

Read case study

In the news: Facilitating ₹170+ crore in working capital.

Saint-Gobain Glass Business brought collateral-free finance to distributors across 122 cities and 23 states, helping MSMEs access inventory without upfront payment.

₹170 Cr+Working capital disbursed

200+Distributors in 20 months

Read case study

Invoice to cash
in 5 minutes.

Convenient and transparent disbursals.

Tech that empowers every team.

Every team works from the same live picture: real-time, feature-rich views that generate powerful actionability.

Scroll to move through each team view

01 / 05 · Distributors

The uC borrower app

Our mobile app has all the features your distributors need to finance your invoice and pay you for their purchases with ease.

Easy invoice upload
Clear, transparent financing terms
Real-time disbursal updates
Fast support, simple ledger & more

02 / 05 · Sales

The uC partner app

Our partner sales mobile app empowers your field staff to leverage channel financing to drive up sales in their territory.

Track customer onboarding
New lead referral
Real time available limit visibility
uC Relationship manager connect

03 / 05 · Finance

The uC brand dashboard

Finance teams see available limits, disbursal trends, overdue exposure and immediate actions across the entire distributor network.

Live buyer-level limits
Easy invoice upload
UTR-linked settlement visibility
Rich reconciliation reports

04 / 05 · IT

The uC integration platform

Connect your ERP once to a complete suite of APIs. Sync distributor lists, check available limits, upload invoices, trigger disbursements and track every status today, then extend into more financing workflows without rebuilding the integration.

Complete API suite
Invoice-to-disbursement flow
Built for more workflows

ERP

Your systemsOne-time integration

udaanCapital APIsRequests + live callbacks

API capability stack

One connection · multiple workflows

Network setup

LIST

DistributorsSync eligible network

READ

Available limitsFetch buyer credit

Financing flow

POST

Invoice uploadSubmit financing data

EVENT

ValidationReceive decision status

Funding & control

POST

DisbursementTrigger eligible funding

TRACK

ReconciliationTrack UTR and outcome

More workflowsExtend through the same integration

05 / 05 · CXOs

The uC growth dashboard

Business leaders read the same portfolio as opportunity: unused limits, active buyers and monthly disbursal reveal where the channel can safely accelerate.

Network-wide growth signals
Limit utilisation by buyer
Monthly disbursal movement

From receivables to receipts.

Know more about what udaanCapital can do for you as a channel partner.

Talk to us